Auto Insurance
Purchasing auto insurance can seem like a hassle if you don’t know where to start. But it’s not something that you should take lightly. People spend an average of 2 – 2 ½ hours a day in their car. At Paragon Risk, we have the expertise and insurance companies to help you find the coverage that’s right for you. As independent insurance agents, we work with multiple providers, making it possible for us to compare auto insurance quotes for only the best insurance companies throughout the state of Florida. Click here to learn about Insurance Basics or here to learn about Better Coverage Basics.
Your basic auto insurance policy will typically include coverage for the following:
- Bodily Injury Liability – this provides protection against injuries that you cause to someone else.
- Property Damage Liability – this can provide you with coverage if you cause damage to someone else’s property, including their car, homes, fences, telephone poles, etc.
- Medical Payments – this covers the treatment of medical expenses incurred by you or your passengers.
- Personal Injury Protection (PIP) – this covers you and your household for medical expenses and lost income caused by a motor vehicle
- Uninsured and Underinsured Motorist Coverage – this will reimburse you if you are involved in a crash with someone that has insufficient auto insurance protection for your injuries.
- Collision – this offers you protection if you are involved in an accident with another car or object, subject to the deductible.
- Comprehensive – this protects you and your car against theft or damage caused by something other than an accident involving another car, including extreme weather conditions, falling objects, vandalism, or contact with an animal,subject to the policy deductible.
Other coverages such as towing, GAP, specialized equipment, and car rental can be added at a nominal cost. Getting a quote for your auto insurance in Tampa is as simple as using our online auto quote system or calling our office directly at 1-866-599-1199.